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POLICY

Terms of Service, Privacy Policy, and Refund Policy

Terms of Service

Welcome to BAP HOLDINGS, a tailoring business consultancy dedicated to helping aspiring entrepreneurs start and grow successful tailoring ventures. By using our website and services, you agree to the following terms:

We provide consulting services including, but not limited to:

  • Tailoring business setup guidance

  • Niche selection and strategy development

  • Business registration support

  • Custom business plans and checklists

2. Eligibility

To use our services, you must be:

  • At least 18 years old

  • Legally capable of entering binding contracts

3. Client Responsibilities

Clients must provide accurate information and commit to fulfilling all tasks or actions required to implement the consultancy advice. We are not responsible for outcomes resulting from client inaction or misrepresentation

4.Intellectual Property

All materials, templates, and resources provided by us remain the property of [Your Business Name]. They may not be resold, reproduced, or distributed without written permission.

5. Payment Terms

Full or partial payment is required before services are rendered, as outlined in individual service agreements or invoices. Upon agreement by two parties, installments shall be allowed.

6. Limitation of Liability

We offer guidance and advice based on experience and market trends, but we do not guarantee specific financial or business outcomes.

7. Modifications

We reserve the right to update these Terms of Service at any time. Updates will be posted on our website with a new effective date.

Privacy Policy

Your privacy is important to us. This policy outlines how we collect, use, and protect your personal information when you interact with BAP HOLDINGS.

1. Information We Collect
  • Name, email address, phone number, and location

  • Business details you share during consultation

  • Payment and billing information (processed securely via third-party platforms)

2. How We Use Your Information
  • To provide and improve our services

  • To communicate with you about your project

  • To send updates, newsletters, or promotional content (you can opt out anytime)

3. Sharing Your Information

We do not sell or rent your personal information. We may share limited data with trusted service providers (e.g., payment processors or email services) who help us operate our business.

4. Security

We use appropriate technical measures to protect your data, including secure servers and encrypted transactions.

5. Cookies

Our website may use cookies to enhance user experience and gather analytics data. You can disable cookies via your browser settings.

6. Your Rights

You have the right to:

  • Request access to your personal data

  • Correct or delete your information

  • Withdraw consent for marketing communications

Refund Policy

We strive to offer valuable, actionable guidance to all clients. However, due to the personalized nature of our services, we offer a limited refund policy.

1. Consultation & Digital Products

All business consultations, strategy sessions, and digital downloads (e.g., business plans, startup checklists) are non-refundable once delivered.

2. Refund Eligibility

Partial refunds may be considered only if:

  • The service has not yet been rendered

  • There is a genuine error or failure on our part to deliver the agreed service

3. Requesting a Refund

To request a refund, please contact us at support@bapholdings.net within 7 days of your purchase. Include your name, invoice number, and reason for the request.

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© 2035 by Talking Business. 

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